Punjab National Bank
Payal Branch

Branch Codes Details

IFSC Code PUNB0456100
MICR Code 141024152
Branch Code 456100

Location & Contacts

Address PAYAL
City / District Payal (distt Ludhiana) / DISTT:LUDHIANA
State PUNJAB
Country India (IN)

Payment Services Status

NEFT Transfer ✓ ACTIVE
RTGS Transfer ✓ ACTIVE
IMPS Transfer ✓ ACTIVE
UPI Payments ✓ ACTIVE

Branch Information

Open Hours Monday to Saturday: 10:00 AM to 4:00 PM
*Closed on 2nd and 4th Saturdays & Public Holidays
Modes of Payment Cash, Cheque, Demand Draft, Net Banking, NEFT, RTGS, IMPS, UPI

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About Punjab National Bank Payal Branch

The Payal branch of Punjab National Bank is situated in Payal (distt Ludhiana) city, within DISTT:LUDHIANA district of PUNJAB state. The branch performs essential monetary transactions and provides retail banking services to local clients. You can visit this branch at its physical location: PAYAL. For telephone queries, you may contact the branch officials at .

हिंदी सारांश (Hindi Summary): यह Punjab National Bank की Payal शाखा (Branch) है जो Payal (distt Ludhiana) शहर, DISTT:LUDHIANA जिला (PUNJAB) में स्थित है। इस बैंक शाखा का आईएफएससी (IFSC) कोड PUNB0456100 है और इसका पता PAYAL है।

Understanding IFSC & MICR Codes

The 11-digit alphanumeric string PUNB0456100 is the Indian Financial System Code (IFSC), assigned by the Reserve Bank of India (RBI). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service (an interbank electronic instant mobile money transfer service - IMPS), and Centralised Funds Management System (CFMS).

The code has eleven characters in nature: the first four characters PUNB represent the bank name, the fifth character is default 0 left for future use, and the last six characters represent the specific branch code.

The MICR Code is the 9-digit cleared number 141024152 (Magnetic Ink Character Recognition), as printed on the cheque book to facilitate the processing and clearing of cheques.

Frequently Asked Questions (FAQ)

What is the IFSC Code for Punjab National Bank Payal branch?

The IFSC Code is PUNB0456100. It is an 11-digit alphanumeric key required to perform online money transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR Code of Punjab National Bank Payal?

The MICR Code for this branch is 141024152. This is a 9-digit clearing number used primarily for clearing cheque payments through the Electronic Clearing System (ECS).

Where is Punjab National Bank Payal located?

This branch is physically located at: PAYAL. It lies in DISTT:LUDHIANA district, PUNJAB.

What are the contact details of Punjab National Bank Payal branch?

You can reach the branch officials by calling .

Punjab National Bank Payal का आईएफएससी कोड क्या है?

Punjab National Bank Payal शाखा का आईएफएससी कोड PUNB0456100 है। ऑनलाइन बैंकिंग ट्रांजैक्शन जैसे NEFT, RTGS, या IMPS करने के लिए इस कोड का उपयोग किया जाता है।

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